Asian Bank provides a wide range of commercial real estate financing specific for the property owners’ needs, including the purchase or refinance of owner-occupied or income-producing commercial real estate properties.

Our experienced loan officers are on hand to assist you to with financing for your real estate projects

Building Types:

• Multi-Family Properties
• Apartment Complexes
• Shopping Centers
• Mixed-Use Properties
• Industrial/Warehouse Facilities
• Office/Medical Buildings

Terms:

• Typically, it is amortized over 20 to 25 years and due in 5 to 10 years with a balloon payment.
• Short-term bridge loan for the property owner’s renovation or further development.

Asian Bank finances renovations, repositions and ground up construction. Our experienced lenders are committed to working with you every step of the way.

We customize each loan to meet your project needs. Below are some of our offerings:

Types of Construction Projects:

• For sale condominiums and income producing apartments
• Commercial income-producing properties such as commercial, and mixed use projects

Terms:

• Typically 12–18 months, with the option to extend up to 24 months

Asian Bank offers various commercial loans as below to assist your business expansion with a simple approach, dedicated service, and tailored solutions. Our experienced loan officers are committed to providing the right product to meet your financing needs.

Types of Loan and Term:

• Business line of credit with a 12 to 36 month term
• Working capital line of credit with a 12 to 36 month term
• Professional line of credit with a 12 to 36 month term

Small Business Booster Loan (SBBL)

• For owner operators.
• Term loans up to $100,000.
• Available for working capital and business purposes.
• Matures and amortizes over 3 or 5 years.
• UCC fillings.

Asian Bank believes entrepreneurs and small businesses are the key creators of wealth and opportunities in the communities we serve. We offer the following SBA loans to our clients.

SBA 7(a):
To finance working capital, equipment, construction and tenant improvements, business-occupied commercial properties, business acquisitions and mergers, refinancing of business debts, etc.

• Loan term up to 7 to 10 years for business purposes
• Loan term up to 25 years for business owner-occupied properties up to 90% LTV

SBA 504:
To finance business owner-occupied commercial properties with up to 90% LTV

• Bank’s 1st deed loan with up to 25-year amortization
• 2nd deed CDC loan with 20-year full amortization and fixed interest rate

SBA Express Term and Line of Credit:
To finance general working capital and/or business operating expenses