Personal Banking

Effective date: 10/02/2015

Basic Checking Account

  • Non-interest bearing checking account
  • Unlimited check writing
  • Unlimited teller transactions
  • ATM/Visa debit card
  • Online and telephone banking
  • Monthly statements
  • Daily minimum balance requirement: $100.00
  • Service charge below minimum balance: $6.00

Premier Checking

  • Interest compounded daily
  • $500 minimum balance to obtain APY
  • Unlimited check writing
  • Unlimited teller transactions
  • ATM/Visa debit card
  • Online and telephone banking
  • Monthly statements
  • Daily minimum balance requirement: $500.00
  • Service charge below minimum balance: $10.00

Money Market Account

  • Interest compounded daily
  • Tiered balance minimums to obtain APY
  • Limited check writing
  • Up to 6 debits per monthly statement cycle (by check or preauthorized)
  • Unlimited teller transactions
  • ATM card only
  • Online and telephone banking
  • Monthly statements
  • Daily minimum balance requirement: $1,000.00
  • Service charge below minimum balance: $10.00

Regular Savings

  • Interest compounded daily
  • Tiered balance minimums to obtain APY
  • Unlimited teller transactions
  • Up to 6 debits per monthly statement cycle (by check or preauthorized)
  • ATM card only
  • Online and telephone banking
  • Quarterly statements
  • Daily minimum balance requirement: $250.00
  • Service charge below minimum balance: $3.00

Family Savings

  • Interest compounded daily
  • $100 minimum balance to obtain APY
  • Unlimited teller transactions
  • Up to 6 debits per monthly statement cycle (by check or preauthorized)
  • Online and telephone banking
  • Quarterly statements
  • Daily minimum balance requirement: $100.00
  • Service charge below minimum balance: NONE

Student Savings

  • Interest compounded daily
  • $50 minimum balance to obtain APY
  • Unlimited teller transactions
  • Up to 6 debits per monthly statement cycle (by check or preauthorized)
  • ATM card only
  • Online and telephone banking
  • Quarterly statements
  • Daily minimum balance requirement: $50.00
  • Service charge below minimum: $2.00

Secured Credit Card Savings

  • Interest compounded daily
  • $500 minimum balance to obtain APY
  • Account secures credit card
  • No ATM or Visa debit
  • Quarterly Statements
  • Daily minimum balance requirement: $500.00
  • Service Charge below minimum balance: $3.00

Certificates of Deposit

  • Minimum opening balance: $1,000.00
  • Interest compounded daily and credited monthly
  • Early withdrawal penalties may apply

IRA Certificates of Deposit

  • Minimum opening balance: $1,000.00
  • Interest compounded daily and credited quarterly
  • Early withdrawal penalties may apply